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5 - FNB - Finance and Banking
FNB 235 - Credit Rating and Analysis
Code | Start Date | Duration | Venue | |
---|---|---|---|---|
FNB 235 | 28 October 2024 | 5 Days | Istanbul | Registration Form Link |
FNB 235 | 25 November 2024 | 5 Days | Istanbul | Registration Form Link |
FNB 235 | 23 December 2024 | 5 Days | Istanbul | Registration Form Link |
FNB 235 | 06 January 2025 | 5 Days | Istanbul | Registration Form Link |
FNB 235 | 03 February 2025 | 5 Days | Istanbul | Registration Form Link |
FNB 235 | 03 March 2025 | 5 Days | Istanbul | Registration Form Link |
FNB 235 | 28 April 2025 | 5 Days | Istanbul | Registration Form Link |
FNB 235 | 26 May 2025 | 5 Days | Istanbul | Registration Form Link |
FNB 235 | 23 June 2025 | 5 Days | Istanbul | Registration Form Link |
FNB 235 | 21 July 2025 | 5 Days | Istanbul | Registration Form Link |
FNB 235 | 18 August 2025 | 5 Days | Istanbul | Registration Form Link |
FNB 235 | 15 September 2025 | 5 Days | Istanbul | Registration Form Link |
FNB 235 | 13 October 2025 | 5 Days | Istanbul | Registration Form Link |
FNB 235 | 10 November 2025 | 5 Days | Istanbul | Registration Form Link |
FNB 235 | 01 December 2025 | 5 Days | Istanbul | Registration Form Link |
Course Description
Credit Rating can be defined as the assessment of the ability of the borrower, to discharge their financial obligations. The rating process begins with the receipt of formal request from a company desirous of having its issue obligations rated by credit rating agency. A credit rating agency constantly monitors all ratings with reference to new political, economic and financial developments and industry trends. This course discusses the rating process, and analysis, credit score and publicity methods.
Course Objectives
- Encourage data sharing within and across industry
- Encourage responsible use of credit
- Implement global best practice
- Reduce bad debt
- Increase new business profitability
- Improve customer profitability
- Identify potential fraud
Who Should Attend?
- Central Banks Staff
- Risk Managers
- Financial Regulators and Supervisors
- Legal Counselors
- Policy Makers
Course Details/Schedule
Day 1
- Credit rating
- What ıs a credit rating?
- How credit rating works
- History of credit ratings
- Why credit ratings are ımportant
- Factors affecting credit ratings and credit scores
Day 2
- Credit data analysis
- Understanding the credit analyst's role and responsibilities
- Types of credit analyst ratings
- Credit analysis process
- What does a credit analyst looks for?
Day 3
- The 5 C’s of credit analysis
- Obtaining quantitative data of the clients
- Credit analysis judgement
- Credit analysis ratios
- Credit risk modeling
Day 4
- Credit score
- Scoring modules
- Fıco scoring model
- Vantage score model
- Other credit scoring models
- Industry-specific credit scores
Day 5
- Credit bureau development and publicity methods
- The role of a credit bureau
- Functional approach to secured transactions
- Modern collateral registry
- Secured creditors’ rights