(Click Category to List Courses)
4 - AAU - Accounting and Financial Auditing
AAU 176 - Performance Analysis Using CAMELS
| Code | Start Date | Duration | Venue | |
|---|---|---|---|---|
| AAU 176 | 29 April 2024 | 5 Days | Istanbul | Registration Form Link |
| AAU 176 | 03 June 2024 | 5 Days | Istanbul | Registration Form Link |
| AAU 176 | 08 July 2024 | 5 Days | Istanbul | Registration Form Link |
| AAU 176 | 12 August 2024 | 5 Days | Istanbul | Registration Form Link |
| AAU 176 | 16 September 2024 | 5 Days | Istanbul | Registration Form Link |
| AAU 176 | 21 October 2024 | 5 Days | Istanbul | Registration Form Link |
| AAU 176 | 25 November 2024 | 5 Days | Istanbul | Registration Form Link |
| AAU 176 | 30 December 2024 | 5 Days | Istanbul | Registration Form Link |
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Course Description
This product assesses different aspects of commercial banks operations to determine the soundness of its condition. The courses describe the methodology used by examiners to assess these factors and the criteria for assigning ratings to a bank. With the help of a case study, the courses demonstrate the method of identifying risks in internal processes, the evaluation of these risks, monitoring procedures and internal controls. The case study guides us on how component ratings and composite ratings are assigned by examiners to a bank.
Course Objectives
- Understand the concept of CAMELS
- Understand the importance of earnings to a bank’s financial condition
- Discuss the concept of asset quality
- Be familiar with evaluation factors and ratings
- Identifying areas sensitive to market risk
Who Should Attend?
- Supervisory Agencies Workers
- Central Banks Staff
- Financial Institutions Staff
- Commercial Banks Staff
- Investment Banks Staff
- Housing Societies/Thrifts Workers
Course Details/Schedule
Day 1
- Introduction to CAMELS
- CAMELS (description of each component)
- Purpose of a rating system
- Earnings Ability
- Different components of earnings
- Case study
Day 2
- Importance of earnings to a bank’s financial condition
- Different earnings ratios on a UBPR
- Capital Adequacy
- The purpose of capital
- Factors for evaluating capital adequacy
- The measurement of capital
- Prompt Corrective Action
Day 3
- Concept of asset quality
- Impact of asset quality on bank’s financial statements.
- Concepts of past-due and non-accrual loans
- Analyzing asset quality ratios
- Asset classification and types of asset classification
- Rating of asset quality
- Adequacy of allowance for loans and leases losses (ALLL)
Day 4
- Management organization and function
- Assessment of management
- Evaluation factors and ratings
- Liquidity Risk & Liquidity management
- Factors for evaluating liquidity
- Ratings
- Case study for analysis
Day 5
- Sensitivity to Market Risk
- Components of market risk
- Identifying areas sensitive to market risk
- Measuring Interest rate Risk
- Evaluating and rating sensitivity to market risk
- Composite rating guidelines
- Summary of component ratings
- Assigning a composite rating to the case bank.
